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THE USER RECOGNIZES THAT NON-PUBLIC INFORMATION CONCERNING THE USER DISCLOSED BY THE USER TO SOVARNUM CAPITAL, ITS AFFILIATES, OR OTHER AGENTS (THE "INFORMATION") (SUCH AS THE USER’S NAME, ADDRESS, SOCIAL SECURITY NUMBER, ASSETS AND INCOME) (I) MAY, UNDER CERTAIN CIRCUMSTANCES, BE DISCLOSED TO SOVARNUM CAPITAL'S AFFILIATES AND THIRD PARTY SERVICE PROVIDERS, ATTORNEYS, ACCOUNTANTS AND AUDITORS AND TO OTHER SERVICE PROVIDERS SUCH AS BROKERS WHO MAY HAVE A NEED FOR THE INFORMATION IN CONNECTION WITH PROVIDING SERVICES TO SOVARNUM CAPITAL AND ITS AFFILIATES, (II) TO THIRD PARTY SERVICE PROVIDERS OR FINANCIAL INSTITUTIONS WHO MAY BE PROVIDING SERVICES TO SOVARNUM CAPITAL AND ITS AFFILIATES PROVIDED THAT SUCH PERSONS MUST AGREE TO PROTECT THE CONFIDENTIALITY OF THE INFORMATION AND USE THE INFORMATION ONLY FOR THE PURPOSES OF PROVIDING SERVICES TO SOVARNUM CAPITAL AND (III) AS OTHERWISE REQUIRED OR PERMITTED BY LAW. SOVARNUM CAPITAL AND ITS AFFILIATES RESTRICT ACCESS TO THE INFORMATION TO THEIR EMPLOYEES WHO NEED TO KNOW THE INFORMATION, AND MAINTAIN PHYSICAL, ELECTRONIC AND PROCEDURAL SAFEGUARDS TO GUARD THE INFORMATION.